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Global settlement architectureCapital shouldwork,not wait.

Fund overseas operations and pay critical suppliers through one workflow for corridor-specific controls, settlement, and reconciliation.

Netaro Liquidity Well is Inspired by Adalaj ni Vav · Ahmedabad15th-century heritage stepwell
Product overview
// Operating capital control plane

One system for capitalthat arrives, moves and closes.

Accounts, purpose, approval, executable routing, local-fiat delivery and reconciliation stay attached to one operating record.

  1. 01
    Global Accounts

    Receive and organise operating capital through connected accounts before it needs to move.

  2. 02
    Purpose + evidence

    The payment purpose and its required operating or commercial evidence become one record.

  3. 03
    Corridor controls + approval

    The right rules, permissions and approval authority are applied before funds move.

  4. 04
    FX + local settlement

    Netaro selects the executable route and delivers local fiat to the existing bank account.

  5. 05
    ERP + reconciliation

    Delivery evidence and accounting results return to the ledger as one complete transaction record.

Operating proof
// Bema Electronics · USD → PHP · Live

In production,not in theory.

Bema Electronics uses Netaro to fund its Philippines operation through a single controlled payment workflow.

BEMA ELECTRONICS
Operating funding
US parent → Philippines operation
USD → PHP
Live corridor
USD approved · PHP delivered
<60 MIN
Settlement
Most eligible payments on live corridors
ERP SYNC
Reconciliation
Accounting and ERP writeback
Customer workflow

Bema Electronics approves in USD. Its Philippines operation receives PHP to fund payroll and operations, and the completed transaction synchronizes back into its finance systems.

Operating model
// Time + total cost

Faster payments.Lower total cost.

Local fiat arrives. ERP and accounting update automatically.

Traditional bankingEvery handoff adds time and cost.
Settlement
2–5 days
9–5, business days
Total cost
3–5%
FX + fees
Finance work
Manual close
Trace + reconcile
The Netaro routeOne instruction. One completed record.
Settlement
<60 min
24/7/365
Total cost
0.1–1%
All-in pricing
Finance work
Automatic
ERP + accounting writeback
Transaction controls
// Seven controls before value moves

Every payment followsthe same controlled path.

Each landing clears one operational layer before value can move deeper.

  1. 01Payment instruction
  2. 02Purpose + evidence
  3. 03Corridor rules
  4. 04Approval authority
  5. 05Quote + route
  6. 06Local delivery
  7. 07Reconciliation
USD approved↓Ledger reconciled
01Payment instruction
02Corridor controls
03Executable liquidity
04Local fiat + reconciled record
Settlement orchestration
// Payment, compliance + liquidity converge

Three paths enter.One settlement exits.

Approved funds, compliance and liquidity converge on the same controlled settlement path.

Customer situations
// Operating treasury + supplier payments

Two payment jobs.One controlled workflow.

Selected payment instructionUS parent → overseas operation
0102
01 / Operating treasury

Fund overseas operations.

Move capital from a US parent into an overseas entity or operating partner for payroll, local vendors and working capital. Purpose, authority, corridor controls and entity-level reconciliation stay attached.

US parent → overseas operation
  • 01Payroll
  • 02Local vendors
  • 03Working capital
02 / Supplier settlement

Pay critical suppliers.

Execute recurring, high-value supplier payments with the required commercial evidence, approval, FX, local-fiat delivery and final accounting record in one workflow.

US buyer → overseas supplier
  • 01Materials
  • 02Components
  • 03Equipment
Thesis
// Faster settlement frees working capital

Settlement delayis a working-capital tax.

When finance must release cash early or wait through uncertain settlement windows, productive capital sits idle. Netaro makes the path more controlled, visible and predictable.

  1. 01Speed is capital efficiency

    Shorter, more predictable settlement windows can reduce how early finance teams need to release cash.

  2. 02The rail remains invisible

    The enterprise operates in fiat. Stablecoins remain infrastructure, not a user requirement.

  3. 03Control travels with the payment

    Purpose, authority, evidence, corridor decisions, delivery and accounting stay connected in one record.

Product proof
// Live workflows + finance system connectors

Every payment carriesits reason, authority and result.

Operating funding and supplier settlement use different evidence packs while sharing the same controls, execution and reconciliation model. The interface is live; example transaction data is illustrative and anonymized.

Operating purpose + authority

The funding request begins before money moves.

Netaro connects the receiving operation, funding purpose, required evidence and approval authority in one controlled instruction.

Request product access →
Transaction dossier
TXN-2407-018
Purpose + authorityREADY FOR REVIEW
Receiving operation
PHILIPPINES
Funding purpose
PAYROLL + OPERATIONS
Evidence pack
COMPLETE
Authority
WITHIN BUDGET
Event payload · illustrative
{
  "event": "funding.instruction_ready",
  "transaction": "TXN-2407-018",
  "purpose": "payroll_and_operations",
  "exceptions": 0
}
Evidence-linkedPolicy-controlledFiat endpoints
Live connectors

Connects to the systems your finance and operations teams already run.

  • QuickBooks
  • Xero
  • Oracle NetSuite
  • SAP
  • Brex
  • Slack
Coming soon

Ramp · HubSpot · Stripe · Microsoft Dynamics

Trust + security
// Compliance, security + access controls

Trust is part ofthe transaction architecture.

Security and regulatory controls are designed into the system that prepares, approves and records every payment. They are not added after funds move.

  1. 01REGISTERED
    FinCEN-registered MSB

    Registered with the U.S. Financial Crimes Enforcement Network as a Money Services Business, with a BSA/AML compliance program.

  2. 02TYPE I COMPLETE
    SOC 2

    SOC 2 Type I report completed. Type II examination underway.

  3. 03ACTIVE
    Enterprise-grade encryption

    Sensitive data is encrypted in transit and at rest throughout the payment workflow.

  4. 04ACTIVE
    Controlled access

    Role-based permissions and auditable infrastructure controls restrict access to sensitive payment operations.

Status note

SOC 2 Type I is complete; the Type II examination is underway.

Currency network
// Live + planned currency network

Live where we have proved it.Expanding where clients need it.

Each new corridor launches with an initial customer only after local compliance, payout rails and executable liquidity are production-ready.

Live
USDUSDCUSDTPHPAED
Coming · Q4 2026
MYRSGDHKDTHBVNDINRTWDEUREURCGBPBRLMXNCOP
Sequenced by demand and corridor readiness.
Need another corridor?

Operating a corridor we do not cover yet? We build them on request.

Request a corridor
Next move
// Start with one recurring payment flow

Map one livepayment flow with us.

Bring an overseas operating-funding or supplier-payment flow. Netaro maps its evidence, corridor controls, settlement path and reconciliation before activation.

Map a payment flow